Eligibility Criteria for Medical Insurance for International Students
12:04 AM
International student insurance plans cover those students who gain admission in various schools in the US or move out of the US to another country to pursue higher studies. To avail the best benefits, students should opt for an appropriate international student insurance plan offering worldwide coverage.
The coverage options of the insurance for international students plan range from medical expenses, prescription medication costs, mental health coverage, sport coverage, maternity expenses and also protection during any terrorist attacks. These plans generally meet the requirements of the schools in the US and are approved in almost all countries in Europe and USA.
Once you gain confirmation of your admission in any school, contact your insurance provider to ensure that the insurance plan opted by you would be accepted by the school. The insurance companies send you the completed waiver form which you can provide to the school?s Student Health Centre.
International student insurance plans cover not only the participants of the international school but also the dependants of the individual including spouse and children. You need to be aware of both benefits and exclusions of the plan you opt for.
Read the pre-existing conditions clause of your plan carefully. Most of the plans state that a waiting period of 12 months is required to cover the benefits. But some of the schools insist on a 6 months waiting period. In that case, you need to find a plan which meets the requirements of the school.
To avail the medical insurance for international students plan, you should meet certain eligibility criteria. For example, you need to be a full time student in a college / university or be associated with an educational institution as a full-time scholar and perform research for a minimum of 30 hours per week. While opting for an international student insurance plan, the individual also submits a valid educational visa for proof.
Like the international students, dependants should also meet eligibility conditions to be covered for the benefits. For example, if the dependant is a spouse, legal proof of marriage with the individual needs to be produced. Children should be less than 19 years and should not be married. They should be dependant on the individual for maintenance and support.
The insurance provider should be rated well by AM best rating company to ensure financial stability. It is also important to make sure the company offers round-the-clock-assistance across all countries in case of emergencies.
The coverage options of the insurance for international students plan range from medical expenses, prescription medication costs, mental health coverage, sport coverage, maternity expenses and also protection during any terrorist attacks. These plans generally meet the requirements of the schools in the US and are approved in almost all countries in Europe and USA.
Once you gain confirmation of your admission in any school, contact your insurance provider to ensure that the insurance plan opted by you would be accepted by the school. The insurance companies send you the completed waiver form which you can provide to the school?s Student Health Centre.
International student insurance plans cover not only the participants of the international school but also the dependants of the individual including spouse and children. You need to be aware of both benefits and exclusions of the plan you opt for.
Read the pre-existing conditions clause of your plan carefully. Most of the plans state that a waiting period of 12 months is required to cover the benefits. But some of the schools insist on a 6 months waiting period. In that case, you need to find a plan which meets the requirements of the school.
To avail the medical insurance for international students plan, you should meet certain eligibility criteria. For example, you need to be a full time student in a college / university or be associated with an educational institution as a full-time scholar and perform research for a minimum of 30 hours per week. While opting for an international student insurance plan, the individual also submits a valid educational visa for proof.
Like the international students, dependants should also meet eligibility conditions to be covered for the benefits. For example, if the dependant is a spouse, legal proof of marriage with the individual needs to be produced. Children should be less than 19 years and should not be married. They should be dependant on the individual for maintenance and support.
The insurance provider should be rated well by AM best rating company to ensure financial stability. It is also important to make sure the company offers round-the-clock-assistance across all countries in case of emergencies.
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