Domestic Helper Insurance - Understanding Its Importance
2:22 AM
The provision of domestic helper insurance is one of the requirements set by the government to those seeking for maid services, and this holds true almost anywhere in the world. Aside from this, employers must also provide their maids with salaries that are not below the minimum wage set, food and accommodation.
You may be thinking that this isn't necessary anymore, but your maid is a person like you. She is not a stranger to accidents and risks. In fact, doing her required daily chores can put her in some form of danger. That is why having her covered will not only benefit her, but you, too.
By getting this domestic helper insurance, you get your liabilities as employer fully covered. Moreover, the insurance covers personal accidents and hospitalization expenses incurred by your maid.
You can find lots of insurance firms promoting this type of insurance along with other insurance products. It's good that many of these firms have an online presence, meaning, you'll be able to conveniently visit their websites and shop for information. Since it's only natural for these companies to differ in many ways, make sure to read through articles and reviews made of such companies. It's also a good idea to join a group involved in this kind of thing to get more information.
To be able to qualify to this type of insurance, the maid has to be at least 18 years old but not over 60 years old. She must also be healthy at the time of the application
You should not take for granted the importance of a domestic helper insurance. Always bear in mind that your maid may get into an accident of any kind. Accident knows no one, that's for sure! She can lose her balance while cleaning your house, for instance, causing damage to certain parts of her body. When such an accident befalls on your maid, at least you can sigh with relief knowing that you will not have to put up with all the medical expenses yourself.
You may be thinking that this isn't necessary anymore, but your maid is a person like you. She is not a stranger to accidents and risks. In fact, doing her required daily chores can put her in some form of danger. That is why having her covered will not only benefit her, but you, too.
By getting this domestic helper insurance, you get your liabilities as employer fully covered. Moreover, the insurance covers personal accidents and hospitalization expenses incurred by your maid.
You can find lots of insurance firms promoting this type of insurance along with other insurance products. It's good that many of these firms have an online presence, meaning, you'll be able to conveniently visit their websites and shop for information. Since it's only natural for these companies to differ in many ways, make sure to read through articles and reviews made of such companies. It's also a good idea to join a group involved in this kind of thing to get more information.
To be able to qualify to this type of insurance, the maid has to be at least 18 years old but not over 60 years old. She must also be healthy at the time of the application
You should not take for granted the importance of a domestic helper insurance. Always bear in mind that your maid may get into an accident of any kind. Accident knows no one, that's for sure! She can lose her balance while cleaning your house, for instance, causing damage to certain parts of her body. When such an accident befalls on your maid, at least you can sigh with relief knowing that you will not have to put up with all the medical expenses yourself.
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