How to Hold Down Your Oregon Auto Insurance Quote When You Add Your Teen
3:32 AM
Before you know it you find yourself looking for a new Oregon auto insurance quote and you need to add your own teenager to it. The increase can be quite surprising. It's not at all unusual to see that your OR car insurance quote has risen by 50% to about 100% from what you've paid for several years. When you get that kind of increase it can make a big dent to your budget. While there are several reasons why this happens, you don't need to just take it when there are options that can help you lower the increase of your Oregon auto insurance quote.
Most of us realize that of the 15-20 year old drivers more die from car accidents than any other cause of death. Insurance companies do not like risk and do not like having to payout for accidents. To counter this, the companies raise their rates substantially. While that works for them, it can seriously impact your budget. Despite what we think of our teens, they are not good drivers, talk on cells while driving and pay attention to friends in the car with them. Each of these increases the likelihood of an accident.
Two recent studies found two interesting points about teen drivers. Late night or later in the day are the times teens are more likely to have accidents. Teen drivers are now seeing changes to their driving laws in a number of states to counter this issue. Secondly, teens that drive with friends are more likely to have an accident.
What can you do when you need an Oregon auto insurance quote? You have a number of options to decrease the expense. Each one that you do increases your likelihood of finding a more affordable Oregon car insurance quote. Begin by shopping online for several OR auto insurance quotes. By doing this you get a range of quotes from several different companies. This will allow you to get one that will fit your budget. By doing this online, you can spend a few minutes to fill in the form, submit it and have back several quotes to review.
If you've got a good student, look into a Good Student discount. A GPA of B or better is usually required by most insurance companies for the discount. Definitely worth spending a few minutes to see if this is available to you.
If you add electronic devices to your cars to monitor your teen's driving you can also get discounts. Several of the insurance companies are subsidizing the cost of adding these devices and offer discounts to families that obtain their insurance through them as well. It's worth taking the time to look into this when you are getting a Oregon car insurance quote.
Make sure to look into online for a class for both parents and children on driving safety. When parents and teen take the course there's a discount on your Oregon auto insurance quote as well. It's likely that you both will learn something by taking the course as well.
Finding a Oregon auto insurance quote that includes a teen is always costly but the expense can be lower if you take the right steps. Spend a few minutes and find several will allow you to reduce your costs. Once you've found an affordable Oregon car insurance quote, stick with it and hope that all goes well as your teen starts driving!
Most of us realize that of the 15-20 year old drivers more die from car accidents than any other cause of death. Insurance companies do not like risk and do not like having to payout for accidents. To counter this, the companies raise their rates substantially. While that works for them, it can seriously impact your budget. Despite what we think of our teens, they are not good drivers, talk on cells while driving and pay attention to friends in the car with them. Each of these increases the likelihood of an accident.
Two recent studies found two interesting points about teen drivers. Late night or later in the day are the times teens are more likely to have accidents. Teen drivers are now seeing changes to their driving laws in a number of states to counter this issue. Secondly, teens that drive with friends are more likely to have an accident.
What can you do when you need an Oregon auto insurance quote? You have a number of options to decrease the expense. Each one that you do increases your likelihood of finding a more affordable Oregon car insurance quote. Begin by shopping online for several OR auto insurance quotes. By doing this you get a range of quotes from several different companies. This will allow you to get one that will fit your budget. By doing this online, you can spend a few minutes to fill in the form, submit it and have back several quotes to review.
If you've got a good student, look into a Good Student discount. A GPA of B or better is usually required by most insurance companies for the discount. Definitely worth spending a few minutes to see if this is available to you.
If you add electronic devices to your cars to monitor your teen's driving you can also get discounts. Several of the insurance companies are subsidizing the cost of adding these devices and offer discounts to families that obtain their insurance through them as well. It's worth taking the time to look into this when you are getting a Oregon car insurance quote.
Make sure to look into online for a class for both parents and children on driving safety. When parents and teen take the course there's a discount on your Oregon auto insurance quote as well. It's likely that you both will learn something by taking the course as well.
Finding a Oregon auto insurance quote that includes a teen is always costly but the expense can be lower if you take the right steps. Spend a few minutes and find several will allow you to reduce your costs. Once you've found an affordable Oregon car insurance quote, stick with it and hope that all goes well as your teen starts driving!
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