A Specialist Unum Lawyer Can Help With Your Legal Issues

By Cade Smith

When an individual purchases disability insurance coverage, they want to know that they will be protected if the unthinkable happens and they find themselves unable to continue in their current job or make an income. Unfortunately, for many individuals that purchased a Unum policy, this didn't happen.

A class action lawsuit was filed some time ago against Unum and many of its subsidiary companies. This included: UnumProvident, Paul Revere, Provident, First Unum, and some others. If you believe you have a valid claim against these companies, you should consider a consultation with a specialist Unum lawyer and see where you stand.

The ultimate goal of the class action lawsuit was to seek reform in Unum's claims practices. For some time now the company has been accused of a number of insurance bad-faith practices, and ideally this suit would cause them to correct many of their allegedly questionable practices.

A few years ago there were some accusations about UnumProvident systematically denying legitimate disability insurance claims and, in some cases, cancelling an existing policy to increase their profits. Some evidence was presented that suggested these bad-faith practices may have been going on as early as'95. If you want to understand whether their actions will affect you, you need to consult with a Unum lawyer or other legal professional who understands the details of the case.

The Unum company has stated that they believe these accusations against them are unfounded. They say that the vast majority of their policyholders are pleased with the coverage and service they have received. They reported that they annually process hundreds of thousands of claims and distribute billions of dollars to their customers.

Unfortunately, it's the people who have not been happy with their treatment that are making the news, and a Unum lawyer will be able to go over your case and see if you have a legitimate claim against the company for the way they treated you.

Some of the claims against the company allege that employees were pressured to shut down existing claims and deny many legitimate claims. They were suspected of destroying or deleting information in claims files and misrepresenting the terms to potential clients. Some allegations even stated that Unum hired physicians for the express purpose of providing language and conclusions that would support the denial of claims.

If you suspect that you have been subjected to some of those bad-faith practices, it might be in your best interest to consult an attorney that is experienced in the case. A specialist Unum lawyer will be able to guide you through these complex legal issues and help you get the compensation you need.

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