Which Anti-Theft Devices Decrease Insurance Premiums
4:13 AM
One good way to get discounts from your car insurance premiums is by outfitting your car with the appropriate anti-theft device. Car insurance companies allow discounts to policies offered to car owners who have anti-theft devices installed in their vehicles. When you are shopping for a car insurance policy, it is important that you ask your insurer of the applicable discounts that they offer for specific anti-theft devices that are installed on the insured vehicles.
The anti-theft devices are classified under three main categories. It is important that you have the basic understanding of these types of devices when you are searching for the best car insurance quotes.
The mechanical anti-theft devices are used to control the movement of the steering wheel. This will prevent your car being driven once this mechanical device is installed. These mechanical immobilizers are a good alternative to high tech electronic gadgetries that are very common in the market today. It relies on its ability to restrict access and control the movement of the vehicle and the most common device under this category of anti-theft device is the steering wheel lock bar. While this latch bar is the most common, there are also other protective devices which are equally reliable and these include the lock bars for the gear shifts, tires and the brake pedals. The upside of this type of anti-theft device is that it is conspicuous making it an effective deterrent to car thieves. Nonetheless, police officials recommend that these devices be used in conjunction with the other types of anti-theft or security alarm systems.
If you prefer the modern gadgetry for the security system for your car, then you have to make your choice from the devices that fall under the major category of security alarm systems. These electronic gadgets are generally motion-activated alarm systems. The system produces a deafening alarm in case of forcible entry, sudden movements and nudges and perimeter breaks. The alarm serves as a deterrent for potential theft as it is easily activated under the previously listed threat scenarios.
The third class of anti-theft devices includes the electronic devices that provide tracking capability and electronically activated immobilizing capability. These electronic devices deliver real time reports on the actual location of a stolen vehicle. It also features a tamper proof VIN etching feature that provides the unique identification code of your vehicle. There are models that provide an electronically activated immobilizing capability that will prevent thieves from driving off with your vehicle.
The final aspect of the decision making process is the confirmation from your insurance agent or the car insurance provider of the inclusions under the discounted premium of car insurance policies. On the other hand, if you are looking for the right anti-theft device and security system, it is essential that you consider the discounts that you can get from premiums with each of the gadgets you are seriously considering.
The anti-theft devices are classified under three main categories. It is important that you have the basic understanding of these types of devices when you are searching for the best car insurance quotes.
The mechanical anti-theft devices are used to control the movement of the steering wheel. This will prevent your car being driven once this mechanical device is installed. These mechanical immobilizers are a good alternative to high tech electronic gadgetries that are very common in the market today. It relies on its ability to restrict access and control the movement of the vehicle and the most common device under this category of anti-theft device is the steering wheel lock bar. While this latch bar is the most common, there are also other protective devices which are equally reliable and these include the lock bars for the gear shifts, tires and the brake pedals. The upside of this type of anti-theft device is that it is conspicuous making it an effective deterrent to car thieves. Nonetheless, police officials recommend that these devices be used in conjunction with the other types of anti-theft or security alarm systems.
If you prefer the modern gadgetry for the security system for your car, then you have to make your choice from the devices that fall under the major category of security alarm systems. These electronic gadgets are generally motion-activated alarm systems. The system produces a deafening alarm in case of forcible entry, sudden movements and nudges and perimeter breaks. The alarm serves as a deterrent for potential theft as it is easily activated under the previously listed threat scenarios.
The third class of anti-theft devices includes the electronic devices that provide tracking capability and electronically activated immobilizing capability. These electronic devices deliver real time reports on the actual location of a stolen vehicle. It also features a tamper proof VIN etching feature that provides the unique identification code of your vehicle. There are models that provide an electronically activated immobilizing capability that will prevent thieves from driving off with your vehicle.
The final aspect of the decision making process is the confirmation from your insurance agent or the car insurance provider of the inclusions under the discounted premium of car insurance policies. On the other hand, if you are looking for the right anti-theft device and security system, it is essential that you consider the discounts that you can get from premiums with each of the gadgets you are seriously considering.
About the Author:
Graham McKenzie is the content syndication coordinator for Carinsurancesa.co.za. South Arica?s leading Car Insurance portal, which provides cover for all Car Insurance types.
You can leave a response, or trackback from your own site.