Your First Car And The Insurance

By Graham McKenzie

The vehicle you have or will purchase is one of your largest purchases you will ever make, next to buying a house. You never really thought of it as that big of an investment did you? Statistics prove that an average homeowner will switch homes two to three times throughout a lifetime, while an average car owner will switch at least ten times, making your car and its insurance extraordinarily important.

The law requires that every car on the road is insured. Basic insurance or compulsory insurance only covers any other cars for damage and repairs in an accident that is defined as your fault. If your car is also damaged, the costs will come out of your own pocket.

Most people are aware of this and cannot afford to pay for the high car repair costs or for a new vehicle if the old one is damaged.

Buying a car for the first time is a big step in a man or woman's life. However it also comes with some risk and more expenses.

If you do not have comprehensive insurance when an accident occurs, you're left with two options. Fix the damages if applicable, buy a new car, or go without one.

If you have no comprehensive insurance when such a calamity does strike, you are left out in the cold to fend for yourself.

Insurance premiums are calculated on an annual basis, and should run at around 6% of the replacement value of your car.

Insurance premiums are calculated on an annual basis, and should run at around 6% of the replacement value of your car. A lot of people will gladly cover that amount to insure much stronger protection from the insurance company.

These desirable goods might include radios, disc players, GPS systems, mobile computers, and other expensive items inside or outside the car. Comprehensive car insurance will protect all of that with the right policy.

Car theft happens all the time, as many robbers find radios, disc players, GPS systems, and other items in the car very desirable. Protect your goods with extensive coverage.

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