Bad Faith Lawyers and You

By Burt Gustermon

In today's world, not everyone you meet has your best interest at heart. Unfortunately, at times this may include your insurance company. If you have filed a standard disability claim and feel as though the company is not being forthright with you, you must follow their chain of command to report and explain the ill treatment you are receiving.

Insurance companies have a large armory,and prefer to battle with a less experienced policyholder. However, the playing field becomes level with the addition of an attorney knowledgeable in insurance law on the side of the policyholder.

While many are hesitant to contact a lawyer due to financial concerns, attempting to handle a case such as these on your own can be an expensive gamble. Many times the insurance company, when found guilty, will be responsible for paying the policyholder's legal fees in addition to what is awarded by the courts.

Once you have employed an attorney, you will no longer have to discuss the issues directly with the standard disability insurance company; your attorney will handle all of these conversations. In addition, you will have someone on your side that has a clear understanding of the complex legal processes involved in insurance law. Your lawyer will be prepared to meet the stringent expectations of the courts, including deadlines and other procedures. Without this type of knowledge and understanding, one would be perceived as incompetent and unprepared.

Moreover, a professional, competent lawyer will be able to uncover the standard disability insurance's unlawful practices.In addition,with a working understanding of insurance companies, the lawyer will devise strategies necessary to prove, in a court of law,that the insurance company did indeed exhibit unlawful practices. All of these pertinent steps must be executed with expert skill that only comes from years of experience in law.

One important issue to keep in mind is the differences in approach and requirements that the various areas of law demand. Because of this, you must match your attorney to the type of case that you will be bringing. For a standard disability insurance claim, your best results will be obtained by retaining a lawyer that specializes in insurance law or specifically bad faith disability insurance claims. Experience and knowledge in this area of law by your attorney is necessary and nearly secures your chance of success.

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