First Steps After Buying A Motorcycle

By Joe Cannon

Did you know that even though motorcycles only make up three percent of the vehicles on our roads today, that motorcycles make up a large amount of the auto thefts and auto accidents on a yearly basis in the United States? It's True. Five to ten motorcycles are stolen across the country every minute. Motorcycles are also involved in close to ten percent of all vehicular accidents, despite only being three percent of the vehicles on the road.

This short article was created with the intent to assist you in better understanding what type of motorcycle insurance you should buy.

As is the case with nearly all forms of insurance, whether it's for home, car or bike, choosing the ideal insurance can be quite daunting. Naturally, because of how often motorcycles are stolen, most owners would be well advised to opt for full cover. Irrespective of which level of cover you choose, once you've made the decision the rest is easy. Finding quality motorcycle insurance can be done online now, the internet will allow you to check rates and even talk to live agents.

Due to the seasonal nature of many motorcycles and the fact that most people do not ride motorcycles in the winter many bike owners decide to just purchase liability insurance. If you are thinking of doing this you should realize that while you may save money on your premiums, it's certainly not going to give you that peace of mind you're after. Ask your agent for his or her advice, then we recommend that you take it. They have been selling motorcycle insurance for a long time, and they have seen the problems that come from only having liability insurance.

The make and model you bike will have an influence on how much you will pay for motorcycle insurance. Sport bikes look good, they sound good and they are fast. Insurance companies are also aware of this so crotch rocket owners can expect to pay higher insurance prices. The other more expensive bikes to insure are touring bikes due to their size, cost and the amount of miles that they usually travel. Basically, insurance companies always take the kind of motorcycle you have into consideration when providing quotes.

Type of bike is not the only thing that will influence your insurance premium. How often you ride the bike, and how many miles a month you ride the bike also has an influence on the price that you will pay.

For these reasons, it's always best to discuss everything with your agent. Be completely open and honest so that they in turn can provide you with good accurate quotes. If you decide to find your own quotes, take your time to shop around until you have a few which you can compare. If regular insurance companies aren't giving you everything you need, then you should consider a company that only insures motorcycles, as they'll often have a range of other benefits as well.

In closing, congratulations on buying your bike (or considering it if you have not yet purchased a motorcycle). We are sure that you will have hours of enjoyment in the seat. Ride safely and remember, always carry enough motorcycle insurance.

About the Author:

You can leave a response, or trackback from your own site.
Powered by Blogger