International Student Travel Health Insurance Policies - Patriot Student Trip Insurance

By Ray Sondeo

Education is truly a global phenomenon which incorporates the distinctive faculties and flavors of individual places and countries. Arranging for overseas travel and availing scholarship is, however, an extremely costly and laborious affair. Travel insurance and emergency travel assistance program ensures that this procedure is not disrupted by unwanted events or unforeseen occurrences.

The foreign educational trip could be interrupted/ canceled by a wide number of reasons, both medical and non-medical. In case the trip is prematurely disrupted/ terminated, Patriot Student Trip insurance recovers or reimburses a major part of the trip expenditure.

Certified students under 25 years, who are pursuing an established educational curriculum overseas can subscribe to the Patriot Student trip Insurance. The trip should be of a pre-determined tenure and proper immigration documents must be arranged by the student beforehand.

Patriot T.R.I.P (Travel Itinerary Protection) Student insurance policy arranges for the recovery of particular non-refundable payments that were utilized for the trip. The health insurance international student travel coverage also ensures the recovery of unused payments, security deposits and the amount for purchased tickets or travel passes. The insurance policy assures the student of providing dedicated multilingual service, claims administrations and telecom assistance that is globally active, 24x7.

Patriot T.R.I.P Student insurance incorporates several different coverage clauses for trip interruptions and cancellations, trip delay, loss/theft of luggage and critical health conditions. The international travel insurance policy offers a substantial elective coverage amounting to a maximum of $5,000 per student per trip. Patriot T.R.I.P Student insurance also recovers/ defrays non-refundable expenditure for trip cancellations necessitated by sickness/demise of the insured or of any member of the immediate family. A substantial part of the coverage is also offered to the policyholder for events like terrorist attacks/ threats, adverse climatic conditions and natural disasters.

Patriot T.R.I.P Student insurance covers up to $300 for unscheduled delay in travel and up to $500 per student for theft/loss/ irreparable damage to personal luggage. Admissible clauses that are accepted to cause for travel delay are negligence/ delay on trip administrator?s part, loss of travel documents, inclement climate and accidental injuries.

The health insurance for international student travel policy also arranges for primary and ancillary emergency medical services and offers coverage up to $10,000 for the same. The services include engaging prescribed local medical transport, medical evacuation and repatriation. The international student travel health insurance also arranges for emergency reunion and repatriation of biological remains in terminal cases.

Policy coverage clauses offered by the international student health insurance are overruled by stipulated pre-existing clauses. By incorporating a lucid online application process and offering tremendous services at affordable policy costs, Patriot T.R.I.P Student insurance has proved itself to be a trusted name among student insurance policies.

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